Summary Of Deposits 2025. This report addresses five critical questions that bank executives should prioritize in 2025—a year that could be pivotal in many respects. The annual summary of deposits (sod) survey data provides a number of opportunities to better understand the status of our banking system.

The interest rates recorded here are simple averages of new customer term deposits with a minimum investment of $10,000 advertised by all registered banks with available offerings. Last friday, the federal deposit insurance corporation (“fdic”) released its annual summary of deposits (“sod”) data, as of june 2023 (available here).